Coverage
Commercial insurance, explained plainly.
General Liability
Commonly considered for third-party bodily injury and property damage claims arising from business operations.
Business Owners Policy (BOP)
A package that often combines liability and property coverage for eligible small and mid-sized businesses.
Commercial Property
Can help protect buildings, equipment, inventory and furnishings, depending on policy terms.
Commercial Auto
For vehicles owned or used by the business, including liability and physical damage options.
Workers' Compensation
Addresses employee work-related injuries. Texas employers should review their obligations with a licensed agent.
Professional Liability
Also called E&O, it may respond to claims of errors or negligence in professional services.
Cyber Insurance
May help with costs tied to data breaches, ransomware and network interruption.
Commercial Umbrella
Extra liability limits that may sit above eligible underlying policies.
Product Liability
For businesses that make, distribute or sell products that could cause injury or damage.
Inland Marine / Equipment
For tools, equipment and property in transit or at job sites.
Commercial Package Policies
Combines several commercial coverages into one policy structure.
Other Commercial Insurance
Bonds, liquor liability, garage, EPLI and more — tell us what you need.
Educational only. Actual coverage depends on the policy issued.